Tuesday, September 29, 2009

Don't Sweat the Big Stuff

"The greater part of our happiness or misery depends on our dispositions, and not on our circumstances" ~ Martha Washington

Easier said than done, I know! But, what if we could all just let the big stuff roll off of us like the small stuff (or try to any way)? That would make our lives much less stressful right. Well, setting ourselves up to deal with the big stuff makes that a lot easier. If we all prepare (again, easier said that done) then we can potentially deal with the big stuff much easier.

For instance, a big ticket problem could be a car breaking down. If we set up an adequate savings for emergencies, we don't sweat this car breakdown nearly as much. It still stings to have to spend the money to fix a car, but it's not as bad when we can actually pay for it. This can be as easy as taking $50 per month and just stashing it in a savings account where you don't look at it.

Another example would be losing a job. Again, having adequate savings could relieve us of this big problem, but also having other skill sets (going back to school, taking certification classes, apprenticing, freelancing, starting your own company, etc.) can help offset this major problem that could rear it's ugly head. Having a source of secondary income is also a good way to offset this, but that's not always practical for every person or family. Right now is a fantastic time to start a company with the economy in the shape it's in. It doesn't cost nearly as much to be a competitive player in the economy today. Competition may be stiff, but you'll never know until you try. Trying is the hardest part.

The dreaded "big stuff" that can't be so easily dealt with is tragedy within your circle of family or friends. This is where other relationships and your faith (whatever it may be) can get you through. Have a solid foundation with your family, friends, etc. and they'll be the rock that you lean on.

As I hold myself more accountable as a result of this blog, I learn more and apply more all the time. I've got the savings in place now, I have a secondary source of residual income in case I lose my job, and I'm trying to lean more on others for support. Life is good and hopefully the big stuff (and the small stuff) won't affect me like it has in times past.

Here's to overcoming the big stuff!


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